If you have insurance cover for your home as well as for all your household contents,
you can help to ensure for yourself that your insurance cover provider will pay out or replace items in the
shortest possible period.
This is possible by following the tips as provided below.
Damage to the building or structure
If you have home insurance cover, and need to claim
for damage to the property, you should carefully record
all the damage. Take pictures of the damage and also
take note of the date and cause of the damage. Obtain
written quotes for the replacement or repair of the
damaged property from at least three different service providers.
Forward the documented information to your insurer as
soon as possible.
Theft of household contents
In the case of a burglary, armed robbery, or theft of items,
which form part of your policy, you should make a list
of the items stolen and provide as much as possible information.
After you have discovered the loss, you have to report
the stolen items to the South African Police Services
immediately. Also make detailed notes about the circumstances
surrounding the loss. If you still have the receipts
of the items and their boxes, you can also use that
to complete the inventory. Note that the case number
and police station address should also be supplied.
Valuables
Loss of valuables such as cell phones, jewellery, and
cameras, which are insured against theft or loss at another
location should be recorded and reported to the SAPS
and your insurer in the same way.
Contact Redisure via their website for comprehensive insurance cover
suitable for household contents, homes, cell phones
and vehicles.