THIRD PARTY CAR INSURANCE - when you pay to protect others
Before you buy car insurance, you must decide how much coverage you need and what types of coverage are appropriate for you. And of course, you'll want to find ways to cut your insurance costs. Anything can happen while you're on the road, especially with so many unlicensed drivers, so you need to be smart and make sure you've got third party car insurance to cover for mistakes and the damages you cause to other parties.
Third Party car insurance cover includes:
compensation for damages, costs and expenses you caused to other parties
up to R500 towards the medical costs of each injured person
an amount of up to R300 000 in case of fire or an explosion
Third Party car Insurance covers you for damage caused by your car to property owned by a third party in the event of an accident, which means you’re covered for any damage you may accidentally cause to someone else’s property. You may not think your car is worth insuring, but what about the damage it could cause to others? Even a relatively small scratch given to another car can cost thousands of rands to repair, and to the most careful and safe drivers! If you are involved in an accident, you are paying to protect others.
Third Party usually covers fire and theft as well which is about half the cost of a fully comprehensive policy, so is popular amongst young people who have no No-Claims Bonus or discount. Third party car insurance only covers the costs of anyone you drive into; it doesn't pay towards the cost of damage to your own vehicle.
Given that South Africa's roads are death traps, at Redisure, we realise that it would be extremely unwise to drive a car that doesn't have insurance - Third party car insurance cover is one of the most essential parts of personal car insurance in South Africa – and anywhere in the world.... call us today!